Mandatory Biometric Aadhaar ID for Banking in India

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1Q 2018 | IN-5010


Aadhaar Expands to Banking


Aadhaar is the world’s largest biometric citizen database. It is used in India to register everyone with a face, fingerprint, and iris prints, from the age of 5. Younger citizens have to re-register every 5 years due to the constantly shifting nature of their biometric information. Aadhaar is primarily used for social welfare, keeping track of citizens’ proof of life and voting, and has been the target of many a controversy (including a hefty amount of lawsuits) in the past. However, the Indian government shows no indication of slowing down the project and has, in fact, accelerated its progress.

According to the recent governmental mandate from the Unique Identification Authority of India (UIDAI), the biometrically-enabled ID assigned to each citizen will be made a key component of banking registration, and it will be made compulsory for banks to tie each customer’s Aadhaar information to their individual account. Further, the expansion of the ABIS (...

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