INDEX

Digital Wallet

Digital wallets are one of a number of recent disruptors to the payments space. With the recent announcements from a number of high-profile technology companies declaring their involvement within the mobile wallet, attention has been drawn back to a market that had previously been less than sensational. While such announcements have increased interest in the space these technology companies are far from the only players.

The adoption of NFC is gradually beginning to grow; however, digital wallets are supported by a range of different technologies and payment methods including QR codes, carrier billing, and the ability to pre-pay, with each being adopted diversely by various providers and within different regions.

Some digital wallets are also working to augment the payment process via the incorporation of additional services, the most popular of which are loyalty schemes but also include the ability to store tickets, view receipts, and facilitate P2P payments, among others. 

Table of Contents

  • 1. RE-INTRODUCING DIGITAL WALLETS
  • 2. THE IDEAL DIGITAL WALLET
    • 2.1. Payments
      • 2.1.1. Card Storage
      • 2.1.2. Prepaid Balance
      • 2.1.3. SMS Payments
    • 2.2. Loyalty / Reward Schemes and Coupons
      • 2.2.1. Starbucks
    • 2.3. E-Receipts
    • 2.4. P2P Payments
    • 2.5. Ticketing
    • 2.6. Convenience
    • 2.7. Trust
  • 3. TECHNOLOGIES AND STANDARDS
    • 3.1. Near Field Communication (NFC)
      • 3.1.1. Secure Element (SE)
      • 3.1.2. Host Card Emulation (HCE)
    • 3.2. Tokenization
    • 3.3. Trusted Service Manager (TSM)
    • 3.4. Unique Codes
    • 3.5. Bluetooth Low Energy (BLE)
    • 3.6. Biometrics
    • 3.7. Standards
      • 3.7.1. EMV
      • 3.7.2. GSMA
      • 3.7.3. PCI DSS
    • 3.8. Payment Limits
  • 4. WALLET PROVIDERS OVERVIEWS AND STRATEGIES
    • 4.1. Technology Companies
    • 4.2. Merchants
    • 4.3. Mobile Network Operators
    • 4.4. Payment Networks
    • 4.5. Making Money from Payments
  • 5. KEY SOLUTIONS
    • 5.1. Apple Pay
    • 5.2. Google Wallet
      • 5.2.1. Softcard
    • 5.3. Samsung Pay
      • 5.3.1. LoopPay
    • 5.4. PayPal
      • 5.4.1. Paydiant
    • 5.5. CurrentC
    • 5.6. Android Pay
    • 5.7. M-PESA
    • 5.8. Baidu Wallet
    • 5.9. Tenpay
    • 5.10. Alipay
    • 5.11. v.me
    • 5.12. MasterPass
    • 5.13. LifeLock

Tables

  1. Digital Wallet Users by Wallet, Forecast: 2013 to 2018
  2. NFC Handset Installed Base by Region, World Market, Forecast: 2013 to 2019
  3. Secure Element Shipments by Region and Type, World Market, Forecast: 2013 to 2020
  4. Feature Overview of Digital Wallets

Charts

  1. Digital Wallet Consumer Use by Region, Worldwide, 2014