In December 2011, ABI Research surveyed 2,000 mobile users (965 of which were smartphone users) in the United States on a variety of topics. The survey included several questions specific to mobile money and payment services. This report focuses on selected results and analysis of the survey’s findings in regard to smartphone user behaviors. Several questions from the survey were extracted for this report. They cover: 1) intent to mobile shop, 2) the specific behaviors of those who mobile shop, 3) the significance of apps to mobile money/mobile shopping, 4) the frequency of use for mobile money/mobile shopping apps, 5) usage patterns of consumers who use retailer-branded apps, and 6) mobile advertising.